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Freelax

Your financial co-pilot

Real-time UK tax calculations, professional invoicing and IR35 tracking — all in one place. No surprises. No spreadsheets.

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Invoiced YTD
£68.4k
↑ £12k vs last year
Tax set aside
£16.2k
Due Jan 31
Safe to spend
£3,840
After tax & expenses
Recent Invoices
Acme Corp · INV-0041
£4,800
Paid
TechFirm Ltd · INV-0042
£2,400
Sent
StartupXYZ · INV-0040
£1,200
Overdue
Tax pot progress · 2026/27
65% saved
£3,840 safe to spend
After tax & all expenses
Scroll to explore
Personal Allowance£12,570Tax-free income every year — Freelax tracks every penny of it. Higher Rate Threshold£50,270Cross this and income tax jumps to 40%. Know before you invoice. Dividend Allowance£500Tax-free dividends for Ltd directors. Freelax optimises your split. Basic Rate Tax20%On income between £12,571 and £50,270. 2026/27 rates. Higher Rate Tax40%On everything above £50,270. Most freelancers don't see it coming. Class 4 NI9%On self-employed profits between £12,570–£50,270. On top of income tax. Self Assessment31 JanThe deadline that catches UK freelancers every single year. Tax Year Start6 AprThe clock resets. Freelax resets with it. Trading Allowance£1,000Earn up to this with no tax and no Self Assessment form required. Corp Tax (Small Profits)19%On Ltd company profits up to £50k. Freelax calculates it live. IR35 Wrong Status£23k/yrAverage cost of getting IR35 wrong. Most freelancers never check. Personal Allowance£12,570Tax-free income every year — Freelax tracks every penny of it. Higher Rate Threshold£50,270Cross this and income tax jumps to 40%. Know before you invoice. Dividend Allowance£500Tax-free dividends for Ltd directors. Freelax optimises your split. Basic Rate Tax20%On income between £12,571 and £50,270. 2026/27 rates. Higher Rate Tax40%On everything above £50,270. Most freelancers don't see it coming. Class 4 NI9%On self-employed profits between £12,570–£50,270. On top of income tax. Self Assessment31 JanThe deadline that catches UK freelancers every single year. Tax Year Start6 AprThe clock resets. Freelax resets with it. Trading Allowance£1,000Earn up to this with no tax and no Self Assessment form required. Corp Tax (Small Profits)19%On Ltd company profits up to £50k. Freelax calculates it live. IR35 Wrong Status£23k/yrAverage cost of getting IR35 wrong. Most freelancers never check.
The problem

Most UK freelancers are
flying completely blind.

You send invoices, pay tax in January, and hope for the best. Freelax changes all of that.

Tax surprise
You don't know your tax bill until January
HMRC sends the bill months after you've already spent the money. The average UK freelancer underpays by £4,200 a year — and has to scramble to cover it.
Freelax fixes this: your tax pot updates every time you invoice.
IR35 risk
IR35 is complex and the stakes are high
Getting your IR35 status wrong costs an average of £23,000 per year in unnecessary tax. Most freelancers guess — or don't check at all.
Freelax fixes this: 30-second IR35 assessment, per contract, built in.
Admin overload
Spreadsheets break. Accountants are expensive.
The average UK freelancer spends 6 hours a month on admin. Good accountants cost £150+/hour. Freelax does it automatically for less than a coffee a day.
Freelax fixes this: automated bookkeeping, invoicing and filing in one place.
↓ Here's how Freelax solves all of this
Everything you need

Your financial
command centre.

Stop stitching together spreadsheets, HMRC estimates and accountant emails. Freelax puts everything in one place — accurate all year round.

Real-time tax calculations
See your exact Income Tax, NI, dividend tax and student loan obligations update live as you invoice. 2026/27 UK rates, updated every April.
⚡ Updates the instant you log income — no manual syncing, ever.
Professional invoicing
Create, send and chase invoices with automatic VAT, Stripe payment links, PDF attachments and smart reminders. Get paid faster.
⚡ Freelax users get paid on average 8 days faster.
IR35 status tracking
The only UK freelancer tool with built-in IR35 assessment per project. Know your status before your client does — and protect your take-home.
⚡ Assessed in under 30 seconds. One wrong answer costs £23k/year.
Expense tracking
Scan receipts with AI, categorise correctly for HMRC and watch your tax bill reduce in real time. HMRC-ready CSV and Excel exports.
⚡ AI finds categories you'd miss — saves £340 on average.
AI financial insights
Plain-English explanations of your tax position, smart expense categorisation, Self Assessment narrative prep and proactive alerts.
⚡ Explains your tax in plain English — no jargon, ever.
Try it now

See what Freelax
would tell you.

Type in what you earn. Freelax calculates your exact UK tax position instantly — before you sign up for anything.

Based on 2026/27 UK tax rates: Income Tax, Class 4 NI and dividend tax. Updated every April.

£
Estimated annual tax —
Monthly set-aside needed —
Safe to spend (monthly) —
Effective tax rate —
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Enter your income above and I'll calculate your exact position.
Track this for free →
0m
UK self-employed people
£0k
IR35 annual take-home difference
0%
UK tax code accuracy
£0
To get started on the free plan
IR35

One assessment.
£23,000 difference.

IR35 determines whether you pay tax as an employee or a contractor. Get it wrong and HMRC keeps the difference — for years. Freelax assesses every contract so you never have to guess.

4.2m
UK self-employed people
£23k
Avg. annual difference
0
Other tools with IR35
100%
Accuracy rate
Assess your IR35 status →
✓ Outside IR35
✗ Inside IR35
Day rate£500/day
Annual£130,000
Tax paid£35,000
Take-home£95,000
Day rate£500/day
Annual£130,000
Tax paid£58,000
Take-home£72,000
Annual take-home difference
£23,000
Always on schedule

Stay ahead of every
UK tax deadline.

Most freelancers scramble in January. Freelax tracks where you are in the tax year, alerts you before deadlines hit, and makes sure you're never caught short.

Apr
6 April 2026
New tax year begins
Fresh rates loaded. Freelax resets your annual tax pot.
Jul
31 July 2026
Payment on account
First advance payment due. Freelax flags the exact amount.
Oct
5 October 2026
Register for Self Assessment
Deadline to register if you're new to self-employment this year.
Dec
30 December 2026
Online return deadline
File online to collect underpayments via PAYE — Freelax guides you.
✓
31 January 2027
Self Assessment & payment due
Zero surprises. Your pot is full. You're ready. Freelax made sure of it.
Freelax monitors every milestone and tells you exactly what's due — months in advance.
Simple pricing

Start free.
Scale as you grow.

No setup fees. No hidden costs. Cancel any time.

Free
£0/mo
For freelancers just getting started.
  • 3 invoices per month
  • 1 active client
  • Basic tax calculations
  • 5 AI calls/month
Get started free
Solo
£9/mo
For active sole traders and contractors.
  • Unlimited invoices
  • 5 active clients
  • Email invoicing
  • Expense tracking
  • Mileage tracking
  • 50 AI calls/month
Start Solo
Most popular
Pro
£19/mo
For established contractors and Ltd directors.
  • Everything in Solo
  • Unlimited clients
  • IR35 assessment
  • Accountant access
  • Recurring invoices
  • 150 AI calls/month
  • Priority support
Start Pro
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"The average Freelax user discovers they've been under-saving for tax by £2,800/year. The good news? They find out before January — not after."

Freelax AI
FAQ

Questions? Answered.

Is Freelax a registered tax adviser? +
Freelax provides real-time estimates based on current HMRC rules and the information you provide. We are not a regulated financial adviser. For complex tax situations, we recommend speaking with an accountant — Freelax makes that conversation much more productive because your records are already clean and accurate.
How accurate are the tax calculations? +
We maintain 2026/27 UK tax rates including Income Tax bands, Class 2 and Class 4 NI, dividend tax rates, student loan thresholds and the personal allowance taper. The calculations are updated every April when HMRC publishes new rates. Users who have verified against their accountants report figures within £50-200 of the final bill.
Does Freelax work for limited companies? +
Yes. Freelax handles sole traders, contractors and limited company directors. For Ltd directors, you can model salary + dividends combinations to see the most tax-efficient structure. IR35 assessments are specifically designed for Ltd company contractors.
Can I cancel anytime? +
Yes. No contracts, no minimum terms. Cancel from Settings at any time and you keep access until the end of your billing period. Your data is available to export as CSV or Excel before you leave.
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You're 2 minutes from knowing your exact tax position.
Start for free today

Stop guessing.
Start knowing.

Join UK freelancers, contractors and limited company directors who know exactly what they owe — before the bill arrives.

Get started free

Free forever plan · No card required · Cancel anytime